(13) Real Talk: Miranda Interviewing Steph about Mr. Sweettalker

This is an interview that I have been hesitant to post because it’s my story. My dear friend Miranda is interviewing me about my experience of getting financially involved with an ex-boyfriend. This is a period of my life that I don’t talk about very often because I feel so naive and embarrassed. But I realized I can’t expect people to share their stories on this podcast and me not be willing to be vulnerable and share mine. If you are struggling with heartbreak, forgiveness or just getting out of debt then this episode is for you.


Blog Post talking about Mr. Sweettalker

How I got out of Debt

Last year I did an Interview with Mormon Channel about my experience with Mr. Sweettalker. It took me about three months before I got the courage to listen to this interview because I was afraid to listen to myself.

Would you Lease a Microwave Article

Dave Ramsey talking about not leasing a car. 

Suzy Orman talking about why not to lease a car

Notable Peeps Episode of  Kelly Corless talking about paying off Debt. 

(09) Kelly Corless: Paying off a 30,000 Dollars Debt

It was during Kelly’s first semester of the  Masters Program at Indiana University when she found out she had cancer. This is when her debt started to accumulate.  After her cancer was cured she was able to go back to school but her health still wasn’t back to normal so she wasn’t able to work while attending University. This only added to her debt. Make sure to push play and hear how Kelly went from having a 30-Life-Crisis to paying off 30 grand.

Kelly’s Advice To Paying Off Debt

  1. Stop worrying about it. She wishes she could go back and tell herself that stressing won’t help. You aren’t going to have this debt forever. It will eventually go away if you continue to make sacrifices.
  2. Put every little extra into savings(Tax Return, Birthday Money, ). It may not be fun or even seem like it is making a dent in your debt but over time every few dollars will add up.
  3. Find Cheerleaders. Kelly would text her brother and friends snapshots when she made a new payment towards her debt. Their excitement and encouragement helped her move forward.
  4. Stop digging your hole deeper. Live within your means. It is easy to go on trips or buy new clothes but it just makes your further in debt.
  5. If you want to pay off the debt you need to make sacrifices. One of Kelly’s sacrifice was to move home with her parents. Even though living with her parents has been a great experience her social life has made a sacrifice. But by making that sacrifice she was able to save and pay off her debt faster.


I love Kelly’s story because it shows that with patience and hard work you can accomplish your impossible goal. Kelly is one of a kind and I just love her spunky personality.